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Jelyluz is 34 years old and married with three children. She works hard to provide for her family. She runs a general store in the Philippines and requested a PHP 20,000 loan through NWTF to purchase additional stock like biscuits, soft drinks and other groceries to sell.

Jelyluz has borrowed and repaid seven loans from NWTF before this loan. She has been running the general store for three years and also earns an income from buying and selling fermented shrimp.

Jelyluz aspires to save enough money so she can afford to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1186
    View loans »
    Philippines Loans Fundraising
  • $63,443,275
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Jelyluz to purchase additional stock like biscuits, soft drinks and other groceries to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Jan 9, 2013
Currency Exchange Loss:
Oct 17, 2013