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Teona is 24 years old. She lives with her husband and 2 children in the small village of Gurjaani district, East Georgia. The family runs an agricultural business. In particular, they have a horse and 6 pigs whose meat is sold locally in an open market at a good price. They also have a vineyard and a plot of agricultural land where garden strawberries are grown. They sell the harvested products locally at a good price.

Teona is very hard working young woman and does her best to insure in a good harvest. She requested a loan for purchasing a milk cow. After purchasing a milk cow, she will be able to produce dairy products and increase the livestock. This will increase the income of the family. With increased income they will be able to improve the living conditions of the family. She awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 45
    View loans »
    Georgia Loans Fundraising
  • $7,796,600
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Teona to buy a milk cow.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 26, 2012
Jan 9, 2013
Currency Exchange Loss:
Nov 18, 2013