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Kumushai is 42 years old and the mother of three children. Kumushai provides the main source of income for her family. Since 1999, she has worked in animal husbandry. She launched her business with 20,000 KGS, and through hard work and perseverance Kumushai now brings in about 5,000 som per month from reselling cattle. In order to further expand her business, Kumushai approached Bai-Tushum and Partners for a loan of 65,000 som (KGS) to buy calves and sheep to fatten and sell. Kumushai plans to invest her profit from the loan back into her business.
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Кумушай 42 года, мать 3 детей. Кумушай в качестве основного источника дохода для своей семьи, с 1999 года занимается животноводством и полеводством. Начатый с суммы 20,000 KGS бизнес благодаря упорному труду и настойчивости Кумушай, на сегодня приносит около 5,000 сом в месяц от перепродажи скота на рынке. В целях дальнейшего развития своего бизнеса, Кумушай обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 65,000 сом (KGS) на покупку бычков и овец на откорм и перепродажу. Доходы от кредита Кумушай планирует вложить в дальнейшее увеличение бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,300,500
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Kumushai buy calves and sheep to fatten and sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Jan 9, 2013
Currency Exchange Loss:
Jan 18, 2014