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Idalia Agustina
Idalia is fifty-two years old and is single. She has had her own beauty salon for five years. Her daughter also works with her in the salon.

This is the first loan she is requesting; she needs it to buy a barber chair since there is already a lot of demand and currently, her clients have to wait since there is only one chair. She would also buy materials for hair, like dye. In doing this, she will offer the best service and attention to her clients.

Her plans for the future are to have a larger beauty center, so that her clients can be more comfortable.
View original language description ↓
Doña Idalia tiene 52 años de edad, es soltera lleva 5 años de tener su propio salón de belleza, su hija también trabaja con ella en el salón, este primer crédito solicitado lo necesita para comprar una silla para barbería ya que tiene bastante demanda y los clientes esperan y solamente tiene una silla, también compraría materiales como tinte para cabello, así prestaría mejor servicio y atención a los clientes, sus planes a futuro es poner un centro de belleza más grande para que sus clientes tengan mayor comodidad.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Idalia Agustina to buy a barber chair and hair dyes.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 26, 2012
Jan 9, 2013
Currency Exchange Loss:
Feb 17, 2014