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Update on Yndira

Yndira belongs to the "NUEVA LUZ DEL MAÑANA” communal bank, this member continues to make her living making woven goods such as jumpers, scarves and so on. Yndira has spent many years in this business which is going well for her thanks to the effort she injects into her business every day. She works independently distributing her merchandise to her customers, and this is the way in which Yndira get her family ahead in life.

Yndira is seeking this loan to buy wool, looms and more. She is grateful for the loan that she has been awarded and pledges to meet the fixed repayments.
View original language description ↓
La señora Yndira, pertenece al Banco Comunal “NUEVA LUZ DEL MAÑANA”,la socia continua dedicandose al negocio de elaboracion de tejidos como chompas,chalinas entre otros,la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio,la socia trabaja de forma independiente repartiendo su mercaderia a sus clientes que le solicitan,siendo de esta forma que la socia saca adelante a su familia.
La socia solicita el credito para la compra de lana,tejedores entre otros.
La socia se siente agradecida por el credito otorgado y se compromete a cumplir con sus cuotas establecidas.

Previous Loan Details

Señora Yndira belongs to the Asociación Arariwa’s “NUEVA LUZ DEL MAÑANA” (New Light of the Morning) Communal Bank in the province of Cusco, department of Cusco. She is married, 31 years old, and has three children, ages 14, 10, and 2. The member is engaged in making sweaters and other knitte... More from Yndira's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 156
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Yndira to buy wool, looms and more.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Feb 1, 2013
Currency Exchange Loss:
May 17, 2013
This photo was used before for a previous loan for Yndira. It was first posted on Kiva on Dec, 2011. Learn More