Juana Gregoria is married; she's 40-years-old. She completed 4 years of primary education. She has 5 children, 3 of whom are studying. She works as an artisan making traditional blouses. She started her business with her friend and the little capital they had, and they now have 22 years of experience. She also has the support of her husband who is a bricklayer.
She has organized a group and is requesting a loan for the purchase of thread in order to increase production and increase her income. The other members of the group are also artisans.
La señora Juana Gregoria esta casad, tiene 40 años de edad, cursó los 4 años de educación primaria, tiene 5 hijos de los cuales 3 están estudiando, se dedica a la artesanía, a la confección de blusas típicas, inicio este negocio siendo trabajadora con una amiga y con su propio negocio lo inicio con poco capital y hasta el momento lleva 22 años de experiencia,cuenta con el apoyo de su esposo quien se dedica a la albañilería.
Organiza un grupo y solicita un préstamo que lo utilizara para la compra de telas e hilos, esto para incrementar su producción y tener un negocio amplio, con mejores ganancias. Las demás integrantes del grupo se dedican también a la artesanía.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.