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Emprendedoras - 26 Group
In this Group: Noemy Edith, Maria Jose, Rosaicela Wara, Felisa, Lady Laura, Juan Pastor, Veronica, Lidia Helen, Beatriz Consuelo

Update on Emprendedoras - 26 Group

The “Emprendedoras-26” communal bank is in its second sequence. They've had some membership changes because there were problems with the members that left the group but it was restructured and now has nine members: 8 women and 1 man. The bank’s president is Rosaicela, 33. She’s married and has three children aged 12, 8 and 6 years. She works making and selling a variety of stuffed toys. Her workshop is located in the Tembladerani zone. Rosaicela will use the loan to buy raw materials like fabric at wholesale and plastic eyeballs to make the toys. Her reason for requesting the loan is the lack of cash and she will use profits to save up to buy a bigger house and to have a profitable business.
View original language description ↓
El banco de emprendimiento EMPRENDEDORAS – 26 ya está en su segunda secuencia cambiaron integrantes ya que hubo problemas con las integrantes que salieron pero se reestructuró y ahora cuenta con nueve integrantes ocho mujeres y un varón, la presidenta del banco es la Sra. Rosaicela tiene 33 años y es casada con 3 hijos que son de las edades de 12, 8 y 6 años, ella se dedica a la fabricación y venta de variedad de peluches en su taller que se encuentra ubicado en la zona de Tembladerani, la Sra. Rosaicela va a usar este préstamo para la compra de materia prima por su negocio como tela de peluche por mayor y ojos de plástico, su razón para solicitar este préstamo es la falta de efectivo y va a utilizar los beneficios en ahorrar para comprar una casa más grande y tener negocio rentable.

Previous Loan Details

The entrepreneurship bank "Emprendedoras - 26" (Entrepreneurs - 26) consists of eight members, six women and two men. The president of the bank is Señora Maria. She sells hardware store items such as faucets for water installations. She has a sales stall in the zone of Alto San Pedro. This loan i... More from Emprendedoras - 26 Group's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 205
    View loans »
    Bolivia Loans Fundraising
  • $31,401,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Emprendedoras - 26 Group's $4,200 loan helped a member to buy fabric and plastic eyeballs to make stuffed toys.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Jan 9, 2013
Currency Exchange Loss:
Jul 17, 2013