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Julio Cesar

Update on Julio Cesar

Julio lives in the town of Ticuantepe, in the La Borgoña district. He has been farming for many years alongside his father and, thanks to his crops, he has built his house and can maintain his family. With the new loan, Julio will buy fertiliser and materials to optimise his pineapple field. He will buy urea, Triple 20 and Manzate, which will be used to combat plague and damaged caused by the climate. Julio is very grateful to Afodenic which, through Kiva, has supported him for many years.
View original language description ↓
El señor Julio habita en el municipio de Ticuantepe, en el barrio La Borgoña, trabaja la tierra desde hace muchos años junto a su papa, gracias a sus cultivos ha logrado realizar su casa y mantener a su familia, con este nuevo financiamiento comprara Fertilizantes e insumos para darle un optimo mantenimiento a una manzana de Piña, comprara: Urea, Triple 20, Manzate con esto podra combatir la plaga y el daño que provoca el clima, muy agradecido con Afodenic quien atraves de fondos Kiva le han apoyado varios años.

Previous Loan Details

Julio is grateful for the support that Afodenic provides through the Kiva fund. Through several loans he has succeeded in investing in his pineapple crop. With the gains from the previous loan he was able to pay his loan and buy some bricks to improve his house and his quality of life. Now he... More from Julio Cesar's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Julio Cesar to buy materials to maintain crops.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Dec 18, 2012
Jan 9, 2013
Currency Exchange Loss:
Oct 17, 2013