On his initiative and with perseverance, Geraldo runs a small grocery store where he works for about 10 hours each day from early morning. He enjoys his work and believes the store prospers because he offers affordable prices and good service to his customers.
Geraldo thanks the Kiva lenders, whose support will let him buy wholesale merchandise such as groceries, beverages, and sweets so that he can expand his inventory and service more customers. He will keep working very hard to achieve his great dream to own a house.
Por iniciativa propia, con mucho empeño y dedicación, Geraldo trabaja en su pequeño negocio de venta de abarrotes, el trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 10 horas, el se siente a gusto realizando su labor y cree que le va bien por los buenos precios y por el trato amable, que brinda a sus clientes.
Geraldo se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra mayor cantidad de mercadería, tales como abarrotes, bebidas, golosinas y otros, de esta manera tendrá su negocio mejor abastecido y podrá atender a mas clientes, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener su casa propia.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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