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Sra. Bertha is a valiant woman who is the mother of three children. She lives with her daughters and loves them with her whole heart. Bertha teaches her children Christian values so that they will become good people. She defines herself as a friendly, hardworking, and responsible woman who has the drive to succeed and provide a better life for her family.

The loan that Sra. Bertha is requesting from FODEMI will be invested in the purchase of character masks, toys, and household items that she can sell from her shop that is located in the central part of the city. Her clientele is increasing, so she needs to make this investment in order to continue growing as a micro-entrepreneur.

Sra. Bertha’s dream is to build a house of her own where she can live with her daughters. She also wants to provide them a good education so that they can move forward and become independent. Bertha continues to work hard so that she can make her dream become a reality.

View original language description ↓
La Sra. Bertha es una mujer muy valiosa, ella es madre de 3 hijos, vive con sus hijas a las cuales ama con todo su corazón y le enseña valores cristianos para que sean unas buenas personas. Bertha se define como una mujer amable, trabajadora y responsable, con muchas ganas de salir adelante y de buscar un mejor bienestar para su familia.
El crédito que la Sra. Bertha solicito a FODEMI, se lo va a invertir en la compra de máscaras de personajes, juguetes, artículos para el hogar, para vender en su local, ubicado en el centro de la ciudad. Ya que su clientela ha ido creciendo y necesita realizar esta inversión para seguir creciendo como microempresaria.
El sueño que la Sra. Bertha tiene es el construir su propia, para vivir junto a sus hijas, y darles una buena educación para puedan salir adelante y sean independiente, Bertha sigue trabajando arduamente para poder hacer su sueño realidad.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 81
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Bertha to buy masks, toys, and household goods to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Jan 9, 2013
Currency Exchange Loss:
Feb 20, 2014