Check out some available loans that are similar to this one!
Josefina
Jose, as she is affectionately called, is 30 years old and has been married to Edgar for 10 years and they do not have any children. Jose has always lived in the same town and she studied basic education at college. Jose and her husband Edgar have been selling clothes for 7 years. She says that they began by traveling and selling door to door and it was very tiring for them because they had to carry their bags and if a customer asked for something extra such as kitchen utensils, they had to carry this as well. This time, they are requesting a loan to buy more clothes. She comments that she started the business because, when she got married her husband decided to go back to school and they were building their house so their expenses were very high and they had to find the extra money somehow. And this is how it occurred to them to sell clothes, a business that has gone well for them because now they have loyal customers. They have also been able to buy a van so that now it is much easier to deliver their orders on time. She tells us that she hasn't had any problems to date except when a client doesn't want to pay on time and is late in their payments, but nothing serious. Jose comments that "My greatest dream, and that of my husband, is to have our own store where we can sell our goods and our customers can find us easily and come and buy from us." Previously, Jose and her husband, Edgar, had a store but it didn't make sense for them to pay rent if the store was closed most of the day because there was no one to work there as her husband was working all day and she was teaching at a school in the mornings.
View original language description ↓
Jose, como de cariño le dicen tiene 30 años de edad esta casada con Edagar desde hace 10 años y aún no tienen niños. Jose siempre ha vivido en el mismo municipio estudio la licenciatura en educacion basica, Jose y su esposo Edgar desde hace 7 años se dedican a la venta de Ropa platica que iniciaron caminando y ofreciendo de casa en casa era muy cansado para ellos porque tenian que llevar cargando sus bolsas y si algun cliente les pedia otra cosa como escargas, esferas, trastes para cocina tambien tenian que cargar con esto, Esta vez esta solicitando el credito para comprar mas ropa. Comenta que inicio su actividad porque cuando se caso su esposo decidio retomar la preparatoria y estaban construyendo su casa por lo que los gastos estaban muy elevados y de alguna manera tenian que obtener alngun dinero extra y fue como se les ocurrio vender ropa les ha ido muy bien porque ahora ya tienen sus clientes seguros, tambien pudieron comprar ya su camioneta y ya es mucho mas facil entregar sus pedidos a tiempo, Platica que no tiene ninguna dificultad hasta el momento solo cuando sus cliente no les quieren pagar a tiempo y se retrasan en sus pagos para nada grave Jose comento "Mi mayor ilusion y de mi esposo es llegar a tener un local propio donde podamos vender nuestra mercancia y los clientes nos identifiquen con facilidad y llegen a comprarnos" Anteriormente Jose y su esposo Edgar tenian un local pero oo les convenia estar pagando renta si la mayor parte del dia estaba cerrada porque no habia quien la atendiera ya que su esposo trabajaba todo el dia y ella por las mañanas ella tenia que dar clases en una escuela.

About Mexico

  • $11,249
    Average annual income
  • 7
    View loans »
    Mexico Loans Fundraising
  • $17,804,525
    Funds lent in using Kiva
  • 12.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Josefina to buy more clothes such as blouses, sweaters, jackets, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 28, 2012
Listed
Jan 12, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2013