La Capillita Group
Doña Esperanza is 58 years old. She did not study and she is married to Juan, who is a farmer. They have 2 children who are dependent on them - the eldest is ill and the youngest is studying.
She says that it was a little more thant 15 years ago that, with the help of her husband, she opened a grocery store in her home with the idea of earning her own money to contribute to the household expenses. She told us "Thanks to God, my business came together little by little. Things always sell although sometimes sales are low and the income drops. This business is not only mine because I work there with my children. We are earning in order to be successful."
She wil invest the loan in buying a variety of canned goods, juice, beans, salt, soup, sugar, flour, candy, sodas, chiles, tomatoes, and onions to resupply her stores.
She hopes that, in the future, her store keeps growing so that she can give her son the opportunity to keep studying and give her family a better life.
Doña Esperanza tiene la edad de 58 años, no estudio y esta casada con el señor Juan que se dedica al trabajo del campo, tienen dos hijos que dependen de ellos el mayor que esta enfermo y el menor estudia.
Ella platica que hace un poco mas de 15 años con el apoyo de su esposo puso una tienda de abarrotes en su casa con la idea de ganar su propio dinero para contribuir con el gasto de su hogar, Ella Dijo "gracias a Dios mi negocio hay va poco a poco, es como todo siempre se vende aunque aveces baja la venta pero hay caí el dinero, este negocio no es solo mio porque yo con mis hijos lo atendemos de ahí ganamos para salir adelante".
Ella invertirá este crédito en la compra de variedad de productos enlatados, aceite, jugos, frijol, sal, arroz, sopa, azúcar, arina, dulces, refresco, Chile, tomates y cebolla para resurtir su negocio.
Ella espera a futuro su negocio siga creciendo para poder dar a su hijo la oportunidad de seguir estudiando y dar a su familia una mejor vida.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid