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Gilma De Jesús
Gilma de Jesús is from El Sauce, she is a fighter and despite living in a rural area south of the municipality of El Sauce, she has strived to get her three children ahead. She does her best to see her children being good people and studying. She is making sacrifices in order to send them to school every day to the town of El Sauce, which is 10 km away, because there are no schools in this region.

In order to generate income and help her husband, she decided to start a small business with a capital he gave her 19 years ago. It consists in selling clothes and shoes as a street vendor. Her day is very busy, she starts at 5 am to prepare her children for school and then she takes the road offering her products door to door in the group of houses close to her place in order to sell.

The start of school season is close and she needs capital to invest in school clothes and shoes. For this reason she is asking to Kiva investors and Ceprodel to fund a loan to buy pants, blouses, underwear, and sheets, so she can meet her customers demand.
View original language description ↓
Gilma de Jesús es una Sauceña, luchadora y a pesar de habitar en una comarca rural al sur del municipio de El Sauce se ha esforzado por sacar adelante a sus tres hijos haciendo lo posible para que sean personas de bien y que estudien sacrificándose para mandarlos a la escuela a diario hasta el poblado del Sauce a 10 km de distancia, ya que en dicha comarca no hay escuelas.

Con el fin de generar ingresos y ayudarle a su esposo optó por iniciar un pequeño negocio con capital obsequiado por él hace 19 años donde consiste en vender ropa y zapatos de manera ambulante.

Su día es bien agitado inicia a las 5 am para preparar a sus hijos para la escuela y luego agarra la carretera para visitar casa por casa ofreciendo sus productos en los caseríos aledaños a su lugar y así poder vender.

Como se acerca la temporada de inicio de clases necesita capital para invertir en ropa y zapatos escolares por ese motivo solicita a los inversionistas de kiva y Ceprodel que le financien un préstamos para comprar pantalones, blusas, ropa interior y sábanas y así satisfacer la demanda de sus clientes.


Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 126
    View loans »
    Nicaragua Loans Fundraising
  • $24,592,950
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Gilma De Jesús to buy pants, blouses, underwear and sheets.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 29, 2012
Listed
Jan 8, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 18, 2013