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Jose Luis
Jose Luis, 23, is single and does not have any children. He lives with his parents in Ventanas, in the province of Los Rios.

The lending club La Paulina is located in the parish of Puerto Pechiche, in the zone of La Paulina. It belongs to the canton of Pueblo Viejo, where the people work in farming and cattle.

Jose Luis is a farmer, planting corn and rice. He asks for a loan to buy seeds, urea, manure, insecticides, compost, and weedkiller. With the help of the loan he will be able to buy the things he needs for planting. He will make his purchases and sales in the city of Ventanas.

His dream is to buy a motorcycle. His challenge is planting a section of cacao. In his free time he likes to play indoor soccer with his friends.
View original language description ↓
JOSE LUIS tiene 23 años de edad es soltero no tiene hijos, vive en casa con los padres en Ventanas Provincia de los ríos.

La VRC LA PAULINA, se encuentra ubicada en la Parroquia Puerto Pechiche Recinto la Paulina, Pertenece al Cantón Pueblo Viejo se dedican a labores Agrícolas y Pecuarias.

JOSE LUIS se dedica a la agricultura a la siembra de maíz, arroz. Solicita el crédito para comprar semillas, urea, abonos, insecticidas, abono orgánico, ranger.

Con la ayuda del crédito podrá comprar lo necesario para las siembras. Las compras y ventas lo hace en la ciudad de Ventanas.

El sueño es comprarce una moto. Los desafíos a los que se enfrenta es sembrar una cuadra de cacao. En el tiempo libre le gusta jugar indor con los amigos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $24,616,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Jose Luis to buy seeds, urea, manure, insecticides, compost, and weedkiller.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 19, 2012
Jan 8, 2013
Currency Exchange Loss:
Aug 22, 2013