Check out some available loans that are similar to this one!
Luz Marina
Luz Marina is originally from the town of El Sauce located west of León. It is a town with cool temperatures because it is surrounded by tree-lined mountains where they produce honey and milk.

She feels proud to be a Sauceña (a person from El Sauce) from birth and in her heart. She is a hard worker and determined like all Sauceños.

She is a virtuous woman that has had a hard life. As a single mother, she has raised two kids without the help of their father and has been mother and father at the same time.

Carrying out the duties as an elementary school teacher, she brings bread home every day and she walks 14 km daily to arrive to the region where she delivers classes. With love she always teaches the children and more are from those regions where they are prodominately poor.

This 41 year old woman is worthy of admiration because in spite of not having an easy life, she tries to help others and to be responsible for the health and diet of her parents. For this reason she is asking the Kiva lenders to finance a loan through Ceprodel in order to pay for the surgery of her father who is actually in bad health.
View original language description ↓
Luz Marina es originaria del municipio de El Sauce ubicado al occidente de León, es un pueblo bastante fresco porque está rodeado de montañas arborizadas donde se produce miel y leche.

Se siente muy orgullosa por ser Sauceña de nacimiento y de corazón, luchadora y trabajadora como todos los Sauceños.

Es una mujer con muchas virtudes que le ha tocado una vida dura, como madre soltera ha criado sus dos hijos sin el apoyo del padre, y como tal ha sido madre y padre a la vez.

Desempeñando la labor de maestra de primaria lleva el pan de cada día a su hogar y le toca diario caminar 14 km para poder llegar a la comarca donde imparte clases, pero con amor siempre de enseñarles a los niños y más de estos lugares donde predomina la pobreza.

Esta mujer de 41 años es digna de admiración porque a pesar que su vida no ha sido fácil trata de ayudarles y ser responsable de la salud y alimentación de sus padres, por tal motivo está solicitando a los inversionistas de kiva que le financien un préstamo a través de Ceprodel para pagar la cirugía de su papá que actualmente está mal de salud.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 109
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Luz Marina to pay for her father's surgery.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 28, 2012
Jan 9, 2013
Currency Exchange Loss:
Feb 17, 2014