Update on Felisa MargaritaSeñora Felisa Margarita is now separated from her husband. She is 23 years old and completed 5 years of primary education. She has no children. Her work is selling typical clothing for women. She began this business through her mother, who offered her support through a little capital. Thanks to this she has managed to work conscientiously and now has 5 years of experience.
She is applying for a loan that will be used to buy merchandise and thus stock her supply to attract more customers and to have even more capital to operate her business. She hopes in the future to have other sales stands and thus help her family, which has helped her so much.
Esta solicitando un prestamos que sera utilizado para la compra de mercadería, y así surtir su venta, para atraer mas clientes, y tener aun mas capital para manejar su negocio, espera en el futuro tener otros puestos de venta y así apoyar a su familia que tanto le han apoyado.
Previous Loan DetailsFelisa Margarita’s married; she’s 22-years-old and completed fifth grade. She sells clothes for women, a business she started with her mother. To date she has three years’ experience and she also gets economic support from her husband. She’s asking for a loan to buy merchandise consisting in... More from Felisa Margarita's previous loan »
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Dec 20, 2012
- Jan 12, 2013
- Currency Exchange Loss:
- Jul 18, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.