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Suren lives in Kapan town with his wife and three children. He owns a little clothing store and together with his wife works hard in order to cover the family's basic costs. Suren's daughter Nara is 20 years old. She is a student in Yerevan State University. She specializes in the English language and wants to become a philologist.

Suren is doing his best to cover his family's needs, but unfortunately his salary doesn't allow him to pay for his daughter’s education, so Suren has applied for this loan to pay for the university tuition. The loan is very important for Suren and his family.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 167
    View loans »
    Armenia Loans Fundraising
  • $14,947,325
    Funds lent in using Kiva
  • 403.6
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Suren to pay for university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Jan 8, 2013
Currency Exchange Loss:
May 17, 2013