Jaime Arcenio, 28, is married and has three children. He lives with his children and his wife in the city of Ventanas, Los Ríos Province.
The “Paulina” communal bank is located in Puerto Pechinche Parish, Recinto La Paulina which belongs to Pueblo Viejo Canton; the members work in agriculture and animal husbandry.
Jaime Arcenio works in agriculture growing corn and rice. He’s requesting a loan to buy urea, insecticide, Ranger [brand of herbicide] and bug killer. With help from the loan he will be able to buy the fertilizer. He makes his purchases and his sales in the city of Ventanas. His dream is to buy a piece of land.
The challenge he faces is gathering the money to buy a tractor to till the soil. He enjoys playing sports with his neighborhood friends in his free time.
JAIME ARCENIO tiene 28 años de edad es casado tiene tres hijos, vive con los hijos y la esposa en la ciudad de Ventanas Provincia de los ríos.
La VRC LA PAULINA se encuentra ubicada en la Parroquia Puerto Pechiche Recinto la Paulina, Perteneciente al Cantón Pueblo Viejo se dedican a Labores Agrícolas y Pecuarias.
JAIME ARCENIO se Dedica a la agricultura a la siembra de maíz, arroz. Solicita el crédito para comprar urea, insecticidas, ranger, líquido mata plagas. Con la ayuda del crédito podrá comprar los fertilizantes.
Las compras y las ventas lo0 hace en la ciudad de Ventanas. El sueño es comprarce un lote de terrerno.
Los desafíos a los que se enfrenta es reunir el dinero para comprarce un tractor para preparar el suelo.
En el tiempo libre le gusta dedicarce al deporte con los amigos del barrio.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!