Konstantin is a farmer. Since 2004, he has been cultivating cucumbers and two kinds of tomatoes that produce harvest at different times. In his work, Konstantin is assisted by his wife and his eldest son, who is 17 years old and studying to become a car mechanic. Konstantin's farm was started with a single greenhouse that was used for growing cabbage and cucumbers.
Konstantin has decided to purchase plastic film in order to re-cover his greenhouse and protect his cucumbers and tomatoes from cold and wind. His future business plans include construction of additional greenhouses, while in his personal life he wants to provide his son with good education. Konstantin needs your help to finance the purchase of plastic greenhouse film.
Константин - фермер. С 2004 года занимается выращиванием огурцов, помидоров и поздних томатов.
Справляться по хозяйству ему помогает супруга и старший сын,которому 17-ть лет, он учится на автослесаря.
Развитие деятельности начиналось с одной теплицы, где выращивали молодую капусту и огурец.
Константин решил приобрести пленку для перекрытия теплицы и защиты огурца и помидора от холода и ветра.
В планах на будущее: расширить количество теплиц.
В личных планах: обеспечить сыну образование.
Нуждается в вашей помощи для финансирования пленки для теплицы.
About Agro Capital Management
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.
As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.