Tat'yana is a farmer. Since 2004, she has been cultivating cucumbers and tomatoes. In her business, Tat'yana is assisted by her husband and her 13-year-old son who currently attends high school. Tat'yana started her farm by growing small cucumbers.
Tat'yana and her husband have decided to buy plastic film to re-cover their greenhouse, and special spunbond fabric to protect their plants from frost and wind during winter. Their future plans include constructing two additional greenhouses and planting grape vines. The family would also like to build a new house. Presently, they need your help to finance the purchase of plastic film and spunbond fabric.
Татьяна - женщина фермер. С 2004 года занимается выращиванием огурцов и помидоров.
Справляться по хозяйству ей помогает муж и 13 -ти летний сын, который учится в школе.
Развитие деятельности начиналось с выращивания молодых огурцов.
Татьяна с мужем решила приобрести пленку для перекрытия теплицы, агроволокно для защиты от морозов и ветров в зимний период.
В планах на будущее: поставить еще две теплицы, посадить виноград.
В личных планах: построить новый дом.
Нуждается в вашей помощи для финансирования пленки и агроволокна.
About Agro Capital Management
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.
As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.