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Shoghik is a 49-year-old mother of three children. She lives in Kapan town with her husband and children. Shoghik works at a local clothing store. Her elder daughter, Nona, studies at Yerevan State University in the department of international relations.

Together with her husband, Shoghik works hard to sustain her family. But unfortunately, their salary doesn't allow them to pay for Nona's education. So, Shoghik has requested this loan to pay for university tuition.

The loan is very important for Shoghik, and for her daughter to complete her education, find a well-paid job and help her parents to have better living conditions.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 111
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • 403.6
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Shoghik to pay for her daughter's university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Jan 8, 2013
Currency Exchange Loss:
May 17, 2013