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Vardan is 22-years-old and a proactive young man. He lives in the Armavir region with his parents and brother. Vardan studies at Yerevan State University in the Economics department. Vardan's parents are simply working people, and their income is only enough for covering the family's basic costs. It is very difficult for them to save money for Vardan's education. Vardan has requested this loan to pay for university tuition. The loan is very important for Vardan to complete his education and become a good economist.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 127
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • 403.6
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Vardan to pay for university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Jan 8, 2013
Currency Exchange Loss:
Sep 17, 2013