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Pay It Group
In this Group: Marie , Isata , Bintu , Jabie , Fatmata
Isata is the leader of this group of entrepreneurs. Isata was born in Kenema city, 29 years ago. She is married and has two children attending primary and secondary schools. Isata sells ready-to-wear clothing and has been doing this business for many years now. With her share of this loan, she is going to buy a large quantity of clothes to add to her business.

From the daily profit that Isata earns from her business, she currently remains the care taker of her family. With the help of this loan, however, she is being empowered to take greater care of her family. (Also attached in the photo is a borrower who was unavailable for a group snapshot.)

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 1
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,355.3
    Sierra Leone Leones (SLL) = $1 USD