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Mom is 32 years old. She is a mother of two children and lives in Takeo Province, Cambodia. She has been involved in growing rice and fattening up animals for more than ten years, earning approximately $2 daily. Her husband (who is joining her in the picture) is a construction worker who makes an income of $6 each day.

In order to improve her family’s finances, Mom requests a loan of $800 to purchase a cow to breed and produce a calf to sell. By doing so, she would earn more income to support the family. In the future, she would like to expand her business and help her children earn bachelor’s degrees.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,709,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Mom to purchase a cow to breed and produce a calf to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Jan 8, 2013
Currency Exchange Loss:
Oct 17, 2013