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Ms. Farah is a 44-year-old woman. She has been doing the business of hand-embroidery. She makes beautiful and unique embroidered patterns and then exports them to nearby cities and other countries as well. She is a hardworking woman and makes enough to contribute to the family income despite the fact that she is physically disabled. In order to purchase more spools of threads and fabric with packs of sequins, pearls, and stones in various colors, she applied for a loan of PKR 30,000 from Kashf Foundation. She is in her second loan cycle with good repayment history. She expects a boost in her earnings and wishes to spend it on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 436
    View loans »
    Pakistan Loans Fundraising
  • $15,121,950
    Funds lent in using Kiva
  • 97.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Farah to purchase more spools of threads and fabric with packs of sequins, pearls, and stones in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Jan 7, 2013
Currency Exchange Loss:
Dec 17, 2013