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Karina
Karina is an 18-year-old young woman that lives in the city of Chincha, Peru. She is a young woman that really enjoys listening to her favorite music and weaving clothing or adornments to decorate her house. Karina is a young woman that finished high school a few months ago and has already become a small business owner. This exemplary girl makes a living from making and selling woven baskets in the doorway of her house. This type of product is very commercialized in Chincha, which offers everything from chairs to handbags that are pretty, simple and colorful.

Karina lives in the center of the city where this activity is developed, in the “Grocio Prado” district known primarily for the blessed “MELCHORITA,” a woman that decided to follow the life of God very closely, a beautiful story of faith and grace. This is where people sell all kinds of bracelets and necklaces with images of the “MELCHORITA.” It is also the only place where you can buy the various models and designs of the handbags that Karina sells. She tells us that her mother used to make a living from selling these types of products and that was how Karina learned this art from the time that she was a little girl. Currently she cares for and watches over her mother as she cannot sell any longer because her vision isn't very good, but sometimes she helps Karina weave, because the weaving art is done with the hands. Karina knows that her products are good quality and that she makes products different from the others. She employs a pretty style to be able to compete. For the moment she only sells on Wednesdays and Saturdays. During the week she is dedicated to requests she receives.

This is the second time that the Kiva lenders have provided their support. Karina will be able to buy reeds, totora and paint, among other materials that are necessary for making her products, and she will be able to make improvements to her home such as improving the walls and roof. She is very enthusiastic because she knows that if she buys the materials now they will be very cheap, since the prices are lower during this season. Karina has a vision for the future of her fruitful business, so she wants her clients to be loyal with the variety of products she offers. With this increase in earnings she will be able to achieve her greatest dream, “To be a successful business owner and then to learn another type of art to broaden the variety of her products."
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Karina es una joven de 18 años de edad que vive en la ciudad de Chincha, Perú. Ella es una joven que disfruta mucho de escuchar su música favorita y tejer algunas prendas u adornos para decorar su casa. Karina es una joven que culminó el colegio hace unos cuantos meses y ya está convertida en una micro-empresaria. Esta ejemplar muchacha se dedica a la confección y venta de tejido de canastas en la puerta de su casa, este tipo de productos es muy comercializado en la ciudad de Chincha, pueden ofrecer desde sillas hasta carteras, bonitas, simples y coloridas. Karina vive en el centro de donde toda esta actividad se desarrolla, el distrito de “Grocio Prado” conocido principalmente por la beata “MELCHORITA”, una mujer que decidió seguir muy de cerca la vida de Dios, una hermosa historia de fe y gracia. Es en este lugar en donde las personas venden todo tipo de pulseras y collares con imágenes de “MELCHORITA”, a su vez es el único lugar en donde venden en distintos modelos y diseños las carteras que Karina vende. Ella nos comenta que fue su madre la que anteriormente se dedicaba a la venta de este tipo de productos y fue así como Karina aprendió desde muy niña sobre este arte. Actualmente ella cuida y vela por su madre ya que ella ya no puede vender porque su visión no es muy buena, pero en algunas ocasiones ayuda a Karina a tejer, debido a que el arte del tejido se lleva en las manos. Karina sabe que sus productos son de buena calidad y que hace tejido distinto a los demás, emplea un bonito estilo para poder competir. Por el momento ella solo vende los días miércoles y sábados, en el transcurso de la semana ella se dedica a la recepción de pedidos. Esta es la segunda vez que los prestatarios Kiva le brindan su apoyo , Karina podrá realizar la compra de Juncos, Totora, Pintura, entre otros materiales que son necesarios para la confección de sus productos,y podra realizar mejoras en su vivienda como mejoramiento de paredes y techo; ella está muy entusiasmada porque sabe que si realiza la compra ahora los materiales le saldrán mucho más baratos, debido a que es esta temporada en donde los precios bajan. Karina tiene una visión a futuro en su fructífero negocio es por ello que quiere fidelizar a su clientes con la variedad de productos ofrecidos, con este incremento de ganancias podrá cumplir su gran sueño “Ser una empresaria exitosa y desde luego aprender otro tipo de arte para ampliar la variedad de sus productos”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 31
    View loans »
    Peru Loans Fundraising
  • $54,517,425
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Karina to buy materials like reeds and paints and to improve her home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 8, 2012
Listed
Feb 1, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014