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Jose Alberto
Jose is a charismatic and joyful young person. He is 18 years old and at this young age already helps his parents with the household costs. Jose's house is in the city of Ica, where grapes are cultivated to make the famous national drink, Pisco, a grape brandy.

Jose couldn't study due to his economic circumstances but he would have loved to study Gastronomy. With much enthusiasm, Jose works as a builder. He works around 10 hours a day but it depends on the size of each project. He believes that he is doing well at work because he's responsible and especially because he finishes things well.

Jose is very grateful to the Kiva lenders because through their help he is able to improve his house. With this money he will build a kind of awning that will make it possible to rent out this space for social engagements. Through this, he will be able to bring in more income and improve the quality of his family's life. He will continue to fight every day to be able to make his great dream come true: "To have his own house and keep supporting his parents".
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Jose es un joven muy carismatico y alegre, el tiene 18 años y a su corta edad apoya a sus padres con los gastos del hogar. la vivienda de Jose se ubica en la ciudad de Ica, la cual se caracteriza por el cultivo de uva , de la cual se prepara el producto badera de nuestro pais el cual es el "Pisco". Jose no pudo estudiar una carrera universitaria debido a sus pocos recursos economicos, pero le hubeira encantado Estudiar Gastronomia.

Con mucho entusiasmo Jose trabaja como albañil, el trabaja alrededor de 10 horas al dia, ya que depende del tamaño de las construcciones; el cree que esta saliendo adelante con su trabajo porque es responsable y sobre todo tiene buenos acabados.

Jose esta muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podra realziar mejoras en su vivienda ya que construira una especie de toldo para poder alquilar ese espacio para compromisos sociales, de esta manera el tendra un ingreso mas y podra mejorar la calidad de vida de su familia, asi el seguira luchando cada dia para poder hacer realidad su mas grande sueño:" Tener su casa propia y aseguir apoyando a sus padres".

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 150
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD