Silia is 58 years old and is separated with 4 children. She has a small garden where she grows taro, bananas and yams to sell to her community or at the market. She has been doing this for five years. Silia needs a loan to buy another wheelbarrow, shovel and rake as well as bush knives and weed killer spray. She has been a member of SPBD since 2008. Silia will use the profits from her sales to improve her family assets.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.