Ferolini is 27 years old and in a “de-facto” relationship with three children. She has a small garden where she grows bananas, yams and taro (a root vegetable native to southeast Asia) to sell in her community or at the market. She has been doing this for three years.
Ferolini needs a loan to buy another wheelbarrow, a shovel, a rake, some bush knives, a weed killer and more tiapula (the head of a taro root, used for replanting). She has been a member of South Pacific Business Development since 2011. She will use the profits from her sales to improve her family assets.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.