Román lives with his wife, with whom he has a six-year-old child who is very mischievous and playful. Román loves him very much because he's the most important gift that God has given him. Because of his scarce financial resources Román was only able to study up to the fifth grade of his secondary education, so he works a lot to give his child a good education so he can be better than Román.
Every day Román works as a farm laborer. He works about nine hours a day. He believes he's getting ahead with his job because he's very responsible and above all because he's honest.
Román's very grateful to the Kiva lenders because thanks to their help he'll be able to make improvements on his house, especially repair the walls, improve the floors, and other repairs. His house is made of adobe and during the summer this type of house suffers cracks. This way he'll be able to give his family a better quality of life, and he'll be able continue striving to make his biggest dream a reality: "To give his son a good education."
Dia a dia Roman trabaja como obrero en un fundo agricola, el labora alrededor de 9 horas al dia y el cree que esta saliendo adelnate en su trabajo porque es muy resposnable y sobre todo porque eas honrado.
Roman esta muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podra realizar mejoras en su vivienda en especial refaccionar las paredes, mejorar los pisos entre otros,ya que su vivienda es de abobe y en esta epoca de verano siempre este tipo de viviendas sufren rajaduras; de esta manera el podra brindarle una mejor calidad de vida a su familia y asi podra seguir luchando para hacer realidad su mas grande sueño:" DArle una buena educacion a su hijo".
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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