Talu is 65 years old and widowed with 6 children. She has a small garden where she grows taro, bananas, and yams so that she can sell them in her community or at the market with her children's help. She has been doing this for 3 years. Talu needs a loan to buy a new wheelbarrow, a shovel, a rake, some bush knives, weed killer spray, etc.. She was a new member of SPBD in 2012. Talu will use the profits from her sales to improve her family standard of living.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.