Marlaine is 30 years old and married with 7 children. She has a small canteen stall where she bakes and sells pancakes, buns, scones, sandwiches and more in her community or at the market. Marlaine needs a loan to buy plastic bags, sugar, flour, yeast, dripping oil and a gas oven to help her with the business. She has been a member of SPBD since 2008, and joined to gain access to financial services. Marlaine hopes to use her earnings to improve her family assets.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.