Update on Rosa CeliaRosa is an active member of the communal bank Unión Progresista. She is a hard working woman that sees in her daily work the best way of improving her economic stability and moving her entire family. She lives in the parish of Santa Ana in Cuenca, a place that has beautiful landscapes thanks to its location. The people make a living in trade, livestock, agriculture and many work in the city.
Rosa is 29 years old, is married and has three children within the marriage who are 12, 10, and 8 years old. Her first son is studying in secondary school and the two youngest are in the local elementary school. Her husband works as a mason in construction. The house in which they live is their own.
Rosa has several jobs. She is a domestic employee in a house in the city, in her home she raises pigs, chickens and livestock and also works in agriculture. These activities allow her to cover the household expenses and move her family forward.
Her previous loan was invested in buying fertilizer and to improve her crops and livestock. Her new credit will now be invested in buying chickens to continue this business. She made payments to her previous loan according to the dates established without any trouble. She likes the communal bank because of the unity and companionship of the members.
La Señora Rosa tiene 29 años, es casada y en su unión conyugal ha concebido 3 hijos de 12, 10 y 8 años de edad, su primer hijo estudia en el colegio y sus dos últimos hijos en una escuelita de la localidad. Su esposo labora en el área de la construcción como albañil, la casa en la que vive es de su propiedad.
Doña Rosa labora en diferentes actividades, es empleada domestica en una casa de la ciudad, n su casa cría cerdos, pollos, ganado y también se dedica a la agricultura, estas actividades le permiten solventar los gastos de su hogar y sacar adelante a su familia.
Su crédito anterior lo invirtió en la compra de abono y para mejorar sus cultivos y en ganado, ahora su nuevo crédito lo va a invertir en la compra de pollos para continuar con este negocio. En la cancelación de su crédito anterior lo realizo en las fechas correspondientes sin dificultad alguna. La banca comunal le gusta por la unión y compañerismo de todas las socias.
Previous Loan DetailsRosa belongs to "Unión Progresista" communal bank. She lives in a community belonging to the parish of Santa Ana; The community's weather is cold, It is located 18km from the city of Cuenca. From the centre of this parish one can see a big portion of the city of Cuenca. Their main economic… More from Rosa Celia's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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