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Johana De Jesus

Update on Johana De Jesus

Johanna de Jesús, 42, is married and has three minor children, ages 10 (elementary school), 16 (secondary school), and 20 (university). She makes a living buying and selling new clothing: clothing for children and adults, stuffed toys, and women's accessories, among other things. She makes her sales in the cities of Managua and Chinandega. She buys in cash and makes her sales in the town of Somotillo as a street vendor and at home, selling in cash and on credit.

Johanna's a very responsible person who strives and has been able to get ahead in spite of the fact that her husband is not close by.

The loan she's requesting is to buy new clothing such as shirts, pants, women's accessories, and other things.
View original language description ↓
Johanna de Jesús a sus 42años de edad casada con 3 hijos todos menores de edad 10(Primaria), 16(secundaria) y 20(Universidad ) años de edad , ella se dedica a la compra venta de ropa nueva como: ropa de niño, adulto, peluches, accesorios de damas, entre otros. Ella realiza sus compras en la ciudad de Managua y Chinandega las adquiere al contado y sus ventas las realiza en el municipio de Somotillo de manera ambulante y en su domicilio las vende al contado y al crédito. Johanna es una persona muy responsable, luchadora que a pesar de que su esposo no se cuentra cerca ha podido salir adelante, el financiamiento que solicita es para la compra de ropa nueva, como camisas, pantalones, accesorios de damas, entre otros.-

Previous Loan Details

Johanna De Jesús’s business is providing Nintendo games services. She’s been in business over 6 years. Her business is located across from the park where a great number of children come to play; they are the ones that most visit her business. She is a very responsible young woman because she h... More from Johana De Jesus's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 105
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,000 helped Johana De Jesus to buy new clothing.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 13, 2012
Listed
Jan 8, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014