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Jhony Junior
Jhony is a 21 year old man. He lives in the city of Chincha with his wife and two year old son, whom he loves and who are his main reason for living. He is a kind, hardworking and enthusiastic person who puts all his efforts into getting his family ahead. Lamentably, due to a lack of financial resources and a need to work, Jhony was unable to go to college, but he would really like to. In his free time, he likes to share nice moments with his family.

On his own initiative, with a lot of hard work and dedication, Jhony works as a laborer in an agricultural company in his city. He works ervy day starting very early in the morning and does so for approximately 10 hours. He is happy doing his job and thinks that it is going well for him because of his hard work and the friendly way he treats every one.

Jhony is very grateful to the Kiva lenders, since thanks the help they have given he will be able to buy construction materials. With the rainy season approaching, he wants to do some repairs on the roof and patio in the house where he lives. This way, he can offer more safety and well being to his family. Jhony will keep working and striving to make his dream of owning his own home come true.
View original language description ↓
Jhony es un hombre de 21 años, vive en la ciudad de Chincha con su esposa y su pequeño hijo de dos años, a quienes ama y son su principal razón en la vida, el es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad de trabajar, Jhony no pudo estudiar una carrera profesional, pero le gustaría mucho poder hacerlo, en sus ratos libres le gusta compartir gratos momentos con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Jhony trabaja como obrero en una empresa agrícola de su ciudad, el trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 10 horas, el se siente a gusto realizando su labor y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Jhony se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de materiales de construcción, ya que al acercarse la época de lluvias, desea hacer refacciones al techado y patio de la vivienda donde vive, de esta manera podrá brindar mayor seguridad y bienestar para su familia, así pues Jhony seguirá trabajando y esforzándose para lograr su gran sueño de tener su casa propia.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $57,342,125
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,575 helped Jhony Junior to buy construction materials.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Feb 1, 2013
Currency Exchange Loss:
Jul 17, 2014