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Gina Pilar
Gina Pilar is 24 and lives with her partner and two children in Ventanas, in Los Ríos province.

She is part of VRC 27 DE MAYO, whose members work in agriculture. They all live in the Recinto el Cadial area. They were basically all raised in this area. They mainly do agricultural labor and raise livestock.

Gina Pilar grows corn and pigeon peas. She is seeking a loan to buy urea and insecticides.

Buying and selling takes place in Ventanas every 15 days, depending on the harvest.

Gina Pilar's goal is to cultivate two acres of cacao. In her spare time, she likes to read the Bible.
View original language description ↓
GINA PILAR tiene 24 años de edad de estado civil unión libre tiene dos hijos, vive con los hijos y el conyugue en Ventanas provincia de los ríos.

La VRC 27 DE MAYO sus miembros se ddeican a la agricultura todos viven en el sector del recinto el Cadial Practicamente se han criado en esa zona se dedican a labores agrícolas u Pecuarias en su mayoria.

GINA PILAR se dedica a la agricultura a la siembra de maíz,urea, insecticidasjol gandúl. Solicita el crédito para comprar urea, insecticidas, líquido mata maleza, ranger. Con la ayuda del crédito podrá comprar los fertilizantes que son necesarios para las siembras.

Las compras y las ventas lo hará en Ventanas cada 15 días dependiendo la siembra.

El sueño es sembrar 2 cuadras de cacao. En el tiempo libre le gusta leer la biblia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Gina Pilar to buy urea and insecticides.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 13, 2012
Jan 8, 2013
Currency Exchange Loss:
Aug 22, 2013