Update on Maria MaritzaMaría Maritza, 23, is single and has no children; she lives with her mother in Ventanas Canton, Los Ríos Province. The members of the “27 de Mayo” (May 27th) communal bank work in agriculture and all live in the Recinto Cadial sector; they've practically been raised there. They work in agriculture and animal husbandry for the most part.
María Maritza works in agriculture growing corn and rice. She makes her purchases and her sales in Ventanas. She’s asking for the loan to buy seeds, Ranger [brand of herbicide], urea, supplies and fertilizer. With support from the loan she will be able to buy manure for agriculture. She faces challenges like infestations and diseases. Her dream is to buy a house. She likes caring for her animals in her free time.
En la VCR 27 de Mayo sus miembros se dedican a la Agricultura todos viven en el sector del Recinto el Cadial Practicamente se han criado en esda zona. Se dedican a Labores Agrícolas u Pecuarias en su Mayoria.
María Maritza se dedica a la agricultura a la siembra de maíz y arroz, Compra y Vende sus productos en Ventanas.
Solicita el crédito para la comprar de semillas,ranger, urea, insumos, fertilizantes. Con el apoyo del crédito podrá comprar los abonos para la agricultura. Enfrentar desafíos como las plagas y enfermedades. El sueño es poder comprarse una casa. En los tiempos libres le gusta cuidar a los animales.
Previous Loan DetailsMaría Maritza is 22 years old, single, and doesn't have any children. She lives with her mom in Ventanas canton, in Los Ríos province. The '28 de Enero' community bank is located in El Retorno, in Puerto Pechiche parish, in Pueblo Viejo canton. The members of this bank work in short-cycle ag... More from Maria Maritza's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid