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Dora Maria

Update on Dora Maria

Dora has been running her own stationary store and snack bar for eight years. With this business Dora provided for her children, who now work themselves, for which she is thankful to God.

With this loan she plans to buy notebooks, pencils, stationary and basic products for the snack bar like carbonated soft drinks and candy, among others.

Dora is very grateful because her business allows her to maintain her house and to perform social work with her husband. Dora and her husband are both very hardworking. They sell food to the teachers at the nearby school, so Dora will also use the loan to buy meat, basic grains, fruits and vegetables for this purpose.
View original language description ↓
Doña Dora tiene ya 8 años de trabajar en su propio negocio de librería y kiosco bar, con el que saco adelante a sus hijos los cuales ya trabajan gracias a Dios, con este crédito piensa comprar cuadernos, lápices, papelería, borradores y productos básicos para el bar como gaseosas, golosinas entre otros, la señora Dora está muy agradecida porque con su negocio puede mantener su casa, les da para realizar obras sociales en conjunto con su esposo ambos muy trabajadores quienes también le venden comida a los maestros del centro escolar por el cual también utilizara el préstamo comprando carnes, granos básicos, frutas y verduras.

Previous Loan Details

Dora is an entrepreneurial woman. She is a business owner, wife and mother. She has short-term and long-term plans to continue improving her standard of living by investing in her business. Dora sells food products and a variety of other products. She started out in her business owing to a la... More from Dora Maria's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,450
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,475 helped Dora Maria to buy notebooks, pencils, stationary, erasers, carbonated soft drinks, candy, meat, basic grains, fruits and vegetables.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Jan 8, 2013
Currency Exchange Loss:
Jul 17, 2014