Update on Francisco AgustinFrancisco Agustín is 29 years old, in a common-law marriage, and has two children. He lives with his wife and children in Ventanas in Los Ríos Province.
The Dulce Sentimiento communal bank is located in the Caimito II neighborhood in the Puerto Pechiche parish in the Pueblo Viejo canton. This communal bank is comprised of farmers who grow short-cycle crops such as corn, rice, and pigeon peas.
Francisco grows corn, rice, and pigeon peas. His makes his purchases and sales in the Ventanas canton.
He is requesting a loan to buy seeds, urea, herbicides, fertilizers, and weed killer so that he can keep his crops in good condition. This loan will be of great help because he will be able to buy supplies and seeds without any problem.
The challenges he must face on a frequent basis are bad weather and pest infestations. His dream is to buy more land.
In his free time Francisco enjoys playing sports, especially soccer.
LA VRC DULCE SENTIMIENTO, se encuentra ubicada en el Recinto Caimito II, parroquia Puerto Pechiche Perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, arroz y frejol gandul.
Francisco Agustín se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandul las compras y las ventas las realiza en el Cantón ventanas.
Solicita el Crédito para comprar semillas, urea, mata monte, ranger, veneno para la maleza para mantener en buenas condiciones los cultivos.
El Crédito será de mucha ayuda porque se podrá comprar los insumos y semillas sin ningún problema.
Los desafíos que se le presenta muy frecuentes el mal clima y las plagas. El sueño es comprar más terreno.
En los tiempos libres le gusta practicar el deporte en especial el futbol.
Previous Loan DetailsFrancisco Agustín is 28 years old, in a common-law relationship, and has two children. He lives with his wife and children (ages 7 and 5 months) in Ventanas in Los Ríos Province. The Communal Bank “Dulce Sentimiento” (Sweet Feeling) is located in the Caimito II neighborhood in the parish o... More from Francisco Agustin's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid