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Claudia Guadalupe

Update on Claudia Guadalupe

Claudia lives in the Ticuantepe municipality with her husband and children. Her husband works for a private company, and she is a merchant.

Her biggest dream is to finish her house in order to improve their living conditions. The difficulty she now has is that she is not able to get the money together all at once in order to pay for the materials she needs. She now has part of the materials. With the new loan she will buy the rest. She will buy cement, sand, and gravel.

She is grateful for the support given by Afodenic and the Kiva loans.
View original language description ↓
La señora Claudia habitante del municipio de Ticuantepe junto a su esposo e hijos, su esposa labora en una empresa privada y ella es comerciante, su mayor sueño es terminar su casa para mejorar de condiocnes. Su dificultad en la actualidad es que no puede reunir el dinero de una sala vez para comprar los materiales que necesita, ella ya tiene parte del mateial, con este nuevo credito comprar el restante: Cemento, Arena y Piedrin. Agradece el apyo brindado a Afodenic y Fondos Kiva.

Previous Loan Details

Claudia is a humble vender in the Oriental market. She lives in the municipality of Ticuantepe with her husband and children. Her husband works in a private business to be able to contribute to the household expenses. The plans they have for the future are to improve their living conditions. Clau... More from Claudia Guadalupe's previous loan »

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 124
    View loans »
    Nicaragua Loans Fundraising
  • $24,036,450
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Claudia Guadalupe to buy construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 26, 2012
Listed
Jan 8, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 18, 2014