Update on Luis FelipeLuis Felipe is 32 years old and in a free civil union. He has one son and lives with his partner and his 12 year old son in the Ventanas canton in the province of los Ríos.
The community bank LA VRC DULCE SENTIMIENTO, can be found in Recinto Caimato II, in the parish of Puerto Pechiche which belongs to the Pueblo Viejo canton. This is an area of agricultural laborers who grow corn, rice, and pigeon peas.
Luis is a farmer who sows corn, rice, and pigeon peas. He buys and sells in the Ventanas canton. He is asking for this loan to buy seeds, urea, fertilizers and weedkiller.
The loan will be a very great help because he will be able to invest in his agriculture business and buy supplies.
The challenges he faces are the bad climate, and pests. His dream is to be able to encourage his son and help him to finish his studies. In his free time he likes to play sport and spend time with his son.
LA VRC DULCE SENTIMIENTO, se encuentra ubicada en el Recinto Caimito II, parroquia Puerto Pechiche Perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, arroz y frejol gandul.
Luis Felipe se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandul las compras y las ventas las realiza en el cantón Ventanas. Solicita el Crédito para comprar semillas, urea, mata monte, fertilizantes, veneno para la maleza ranger.
El Crédito será de mucha ayuda porque se podrá invertir en la agricultura y comprar los insumos.
Los desafíos que se le presenta es el mal clima, la lancha, las plagas. El sueño es poderse esforzar para ayudarle al hijo a que culmine los estudios.
En los tiempos libres le gusta hacer deporte y pasear con el hijo.
Previous Loan DetailsLuis Felipe is 31 years old and is single. He has one son. He lives with his parents and his 11 year old son in the Ventanas canton in the Ríos province. The community bank LA VRC DULCE SENTIMIENTO can be found in Recinto Caimato II, in the parish of Puerto Pechiche which belongs to the Pueblo ... More from Luis Felipe's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid