Update on Diana CarolinaDiana Carolina is 23 years old. She is in a common law marriage and has a son. She lives with her husband and son in Ventanas, Los Rios province.
The DULCE SENTIMIENTO communal bank is located in the community of Caimito II, Puerto Pechiche parish, in the Pueblo Viejo canton. this bank is dedicated to short cycle agriculture, such as corn, rice and gandul beans.
Diana Carolina is a farmer and grows corn, rice and gandul beans. She sells in the Ventanas canton. She is asking for the loan to buy seeds and agricultural materials such as urea, herbicide, fertilizer and poison for weeds to keep her crops in good condition.
The loan will be a big help because she will be able to grow a lot more and buy the fertilizer and seeds with no trouble. The challenge she faces frequently is the competition. Her dream is to buy a house. In her free time, she likes to read the bible.
LA VRC DULCE SENTIMIENTO, se encuentra ubicada en el Recinto Caimito II, parroquia Puerto Pechiche Perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, arroz y frejol gandul.
Diana Carolina se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandul las compras y las ventas las realiza en el Cantón ventanas. Solicita el Crédito para comprar semillas, insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.
El Crédito será de mucha ayuda porque podrá sembrar mucho más y compraer los fertilizabtes y semillas sin ningún problema.
Los desafíos que se le presenta muy frecuentes la competencia. El sueño es comprar una casa. En los tiempos libres le gusta leer la biblia.
Previous Loan DetailsDiana Carolina is 22, is in a common-law relationship, and has a son. She lives with her husband and 25 day-old son in Ventanas in Los Rios province. The "Dulce Sentimiento" communal bank is located in Recinto Caimito II, in Puerto Pechiche parish, which is part of Pueblo Viejo canton. The… More from Diana Carolina's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid