Update on Camilo LorenzoCamilo Lorenzo is 42 years old, married, and has three children. He lives with his wife and children in the canton of Ventanas in Los Ríos Province.
The Communal Bank “Dulce Sentimiento” (Sweet Sentiment) is located in the neighborhood of Caimito II in the parish of Puerto Pechiche, canton of Pueblo Viejo. The members of the Communal Bank are short-cycle farmers who grow corn, rice, and pigeon peas.
Camilo Lorenzo is a farmer who grows corn, rice, and pigeon peas. His purchases and sales are conducted in the canton of Ventanas. He is requesting a loan in order to buy seeds, urea, herbicide, fertilizers, weed killers, and Ranger (a specific brand of herbicide). This loan will be a great help because he will be able to acquire supplies. The challenges he faces on a frequent basis include dealing with the competition, pests, and bad weather.
His dreams include planting more corn and helping his children with their studies. In his free time, Camilo Lorenzo enjoys playing sports.
LA VRC DULCE SENTIMIENTO, se encuentra ubicada en el Recinto Caimito II, parroquia Puerto Pechiche Perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, arroz y frejol gandul.
Camilo Lorenzo se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandul las compras y las ventas las realiza en el cantón Ventanas. Solicita el Crédito para comprar semillas, urea, mata monte, fertilizantes, veneno para la maleza, ranger.
El Crédito será de mucha ayuda porque se podrá adquirir los insumos. Los desafíos que se le presenta muy frecuentes, la competencia, las plagas y el mal tiempo. El sueño es sembrar más maíz y ayudar a los hijos con los estudios. En los tiempos libres le gusta hacer deporte.
Previous Loan DetailsCamilo Lorenzo, 41, is married and has three children who are 22, 10 and 8 years old. He lives with his wife and children in Ventanas Canton, Los Ríos Province. The “Dulce Sentimiento” communal bank is located in Recinto Caimito II, Puerto Pechiche Parish belonging to Pueblo Viejo Canton. Th... More from Camilo Lorenzo's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid