Update on Trinidad TeresaTrinidad Teresa is 50 years old, single, and has four children. She lives with her children in the canton of Ventanas in Los Ríos Province.
The Communal Bank “Dulce Sentimiento” (Sweet Sentiment) is located in the neighborhood of Caimito II in the parish of Puerto Pechiche, canton of Pueblo Viejo. The members of the Communal Bank are short-cycle farmers who grow corn, rice, and pigeon peas.
Trinidad Teresa is a farmer who grows corn, rice, and pigeon peas. In addition, she raises pigs and chickens. Her purchases and sales are conducted in the canton of Ventanas. Trinidad is requesting a loan in order to buy seeds, farming supplies, urea, weed killer, and fertilizers. This loan will be very helpful because she can buy these supplies without any problems. The challenges she faces include dealing with pests, such as army worms (a type of caterpillar that feeds on corn). Her dream is to buy a plot of land.
In her free time, Trinidad Teresa enjoys listening to music.
LA VRC DULCE SENTIMIENTO, se encuentra ubicada en el Recinto Caimito II, parroquia Puerto Pechiche Perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, arroz y frejol gandul.
Trinidad Teresa se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandu, además se dedica a la críanza de cerdos y pollos. Las compras y las ventas las realiza en el cantón Ventanas.
Solicita el Crédito para comprar semillas, insumos, urea, mata monte, fertilizantes, líquido mata maleza para mantener en buenas condiciones los cultivos. El Crédito será de mucha ayuda porque se podrá comprar los abonos, semillas sin ningún tipo de problema.
Los desafíos a los que se enfrenta son las plagas cómo el cogollero, el ratón que dañan los cultivos. El sueño es comprar terreno. En el tiempo libre le gusta escuchar música.
Previous Loan DetailsTrinidad Teresa is 50 years old. Her current civil status is single. She has four children and lives with her family and her children in Ventanas canton in Los Ríos province. The Dulce Sentimiento ("Sweet Sentiment") communal bank is located in Caimito II precinct, which is in Puerto Pechiche… More from Trinidad Teresa's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid