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Veronica Magaly
Veronica, 32, is divorced and has one child. She lives with her parents and small son in Ventanas, Los Ríos Province. She works sewing clothes for men, women and children. The loan has helped her business grow. She’s requesting the loan to buy fabric, buttons, zippers and thread. She makes her purchases in the city of Ventanas and sells her merchandise at home since her customers come to her house. Veronica’s dream is to buy a lot to build a house on. She likes to rest and spend time with her family in her free time.
View original language description ↓
Veronica tiene 32 años de edad es divorsiada tiene un hijo vive con los padres y su pequeño hijo en Ventanas provincia de los Rios.

Ella se dedica a la costura confecciona ropa de hombre, mujer y niños, el credito le ayudado a crecer el negocio. El credito lo solicita para la comprar de telas, botones, sierres e hilos.

Las compras las realiza en la ciudad de Ventanas y vendes su mercaderia en la misma casa ya que los clientes van a la casa de ella.

El sueño de veronica es comprar un solar para construir una casa. en los tiempos libres le gusta descansar y pasar con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 68
    View loans »
    Ecuador Loans Fundraising
  • $24,577,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Veronica Magaly to buy fabric, buttons, zippers and thread.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Jan 8, 2013
Currency Exchange Loss:
Dec 21, 2013