Update on Walter JesusWalter Jesus, 34, is in a common-law marriage and has a daughter. He lives with his wife and daughter in the Ventanas canton of Los Rios province.
The communal bank "Dulce Sentimento" is located in Recinto Caimito II, in Puerto Pechiche parish in the canton of Pueblo Viejo. The members of this bank work in short cycle agriculture, cultivating corn, rice, and pigeon peas.
Walter Jesus is a farmer who cultivates corn, rice, and pigeon peas. He makes his purchases and sales in Ventanas canton.
Walter Jesus is requesting a loan to buy seeds, supplies, urea, herbicides, fertilizers and brushkiller to maintain his crops in good condition.
This loan will be a big help, because he will be able to buy the agricultural supplies he needs for his crops. In his business, Walter Jesus faces the challenges of pests, bad weather, and the competition. His dream is to buy a mechanical plow.
In his spare time, Walter Jesus likes to rest and watch TV.
LA VRC DULCE SENTIMIENTO, se encuentra ubicada en el Recinto Caimito II, parroquia Puerto Pechiche Perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, arroz y frejol gandul.
Walter Jesus se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandul las compras y las ventas las realiza en el Cantón ventanas.
Solicita el Crédito para comprar semillas, insumos, urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.
El Crédito será de mucha ayuda porque podrá comprar los insumos agrícolas para las siembras.
Los desafíos a los que se enfrenta son las plagas, mal clima y la competencia. El sueño es comprar maquinaria una aradora.
En los tiempos libres le gusta descanzar, ver televisión.
Previous Loan DetailsWalter Jesus is 33 years old and lives with his common law partner and 9 month old daughter in the canton of Ventanas in the Ríos province. The community bank LA VRC DULCE SENTIMIENTO can be found in Recinto Caimito II, in the parish of Puerto Pechiche which is part of the Pueblo Viejo canton.… More from Walter Jesus's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid