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Luz, 67, is a person of advanced age. She lives with her daughter and grandchildren, whom she adores with all her might. Luz is a charismatic woman of strong character, modest but very hardworking. These are qualities that have made Luz an example for her whole family and the community, who see her as an admirable person.

She's going to invest the loan she's requesting from FODEMI in buying candy, snacks, water, and soda to sell, and cleaning supplies. Luz works in the public restrooms in the popular shopping center in the city of Tulcán, and selling these items generates an income for her family, whom she helps.

Luz's dream is to see her grandchildren grow up and to help her daughter, who lives with her. Luz asks God for the health to continue living and working because she likes to be useful to society and give her grandchildren, whom she loves with all her heart, what they need.
View original language description ↓
La señora Luz es una persona de avanzada edad, ella tiene 67 años, vive junto a su hija y sus nietos a los cual adora con toda sus fuerzas, doña Luz se define como una mujer carismática, de carácter fuerte, humilde pro muy trabajadora, son estas cualidades que han hecho de la señora Luz, un ejemplo para toda su familia y para la comunidad viendo en ella un persona de admiración.
El crédito solicitado a FODEMI, se lo invertirá en la compra la compra de caramelos, snacks , aguas, gaseosas y útiles y de aseo, para la venta ya que la Sra. Luz trabaja en los baños públicos del centro comercial popular de la ciudad de Tulcán, y la venta de estos productos generan un ingreso para su familia a la cual ayuda.
El sueño que la señora Luz tiene es ver a sus nietos crecer y apoyarle a su hija que vive junto a ella, Luz pide la Salud a Dios para seguir viviendo y trabajando ya que le gusta ser útil a la sociedad y brindarles de lo que necesiten a sus nietos que ama con todo su corazón.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 95
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Luz to buy candy, snacks, water, soda, and cleaning supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Jan 7, 2013
Currency Exchange Loss:
Feb 20, 2014