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Abel Javier
Abel is a very enthusiastic young man with a strong will to get ahead. He lives next to his parents in the city of Nazca, in the Vista Alegre district, which is well known for its mining and agricultural activities, especially the cultivation of "tuna" (prickly pears). Abel is very responsible and, thanks to his parents' support, was able to finish technical studies in construction in an institute of his city. He now works as a master builder for approximately 10 hours a day and is able to assist up to two clients per day depending on the construction size. He believes he's getting ahead because he's responsible and his clients always recommend him.

Abel feels very grateful for the support he's receiving from Kiva lenders. Thanks to their help, Abel will buy construction supplies, such as cement, tools, sand and concrete, among others, to sell to his clients and obtain some extra money to support his parents and continue saving towards making his biggest dream come true: "to have his own house".
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Abel es un joven muy entusiasta y sobre todo con muchas ganas de salir adelante, Vive al lado de sus padres en la ciudad de Nazca en el distrito de Vista Alegre, el cual se caracteriza por que se desarrolla mucho la mineria y la agricultura, en especial el cultivo de tuna. Abel es un joven muy resposanble y es asi que con el apoyo de sus padres logro estudiar la carrera tecnica de construccion en un instituto de su ciudad y ahora trabaja como maestro de obras, el trabaja alrededor de 10 horas al dia y puede atender hasta 2 clientes en el dia ya que varia de acuerdo al tamño de la obra, el cree que esta saliendo adelante porque es responsable y los clientes siempre lo recomiendan.

abel esta muy agradecido con el gran apoyo que le estan brindando los prestatarios Kiva, ya que con esta ayuda Abel comprara materiales de construccion coo cemento, fierros, arena, hormigon, entre otros, para poder venderlo a sus clientes y con ello tener un dinero extra para poder apoyar a sus padres y seguir ahorrando ypoder hacer realidad su mas grande sueño:" Tener su casa propia".

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 104
    View loans »
    Peru Loans Fundraising
  • $55,006,475
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD