John is a 23-year-old married man living in Kagadi Uganda. He has been operating a retail business for two years. He also works at a factory to supplement the business income. With the proceeds, he has been able to pay school fees for his children and buy land for farming. He would like to complete his house. Inadequate capital is affecting his business while his dreams are to own a wholesale shop and expand to other towns. John is requesting for a loan to buy cosmetics, water and sugar to sell.