Update on Armando RigobertoArmando is 29 years old. He lives with his common-law wife and their children in the Ventana Canton in the Los Rios Province. He has two children.
The members of the ‘Jesús Nos Ama’ [Jesus Loves Us] communal bank are located in the Los Amarillos community in the Ventanas Canton. This group is dedicated to short-cycle agriculture, planting corn, rice, and beans. They have been engaged in this business activity for a long time.
Armando is a farmer, and he grows corn, rice, and cocoa. He purchases his products in Agripac Eicopa, and he carries out his sales at the fair in Ventanas.
He requests a loan to purchase agricultural products and fertilizers that he needs to plant corn, rice, and cocoa. With this loan he will have the financial support to provide for his needs. He faces difficulties such as pest infestations, disease, and the changing weather.
His dream is to buy a car for his work and a plot of land upon which to build his house.
Los miembros de la V.R.C. JESUS NOS AMA se encuentra ubicada en el Recinto los Amarillos, Perteneciente al Cantón Ventanas Esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz, fréjol gandul esta actividad llevan mucho tiempo haciéndolo.
Armando se dedica a la agricultura a la siembra de maíz, arroz, cacao. Compra sus productos en Agripac Eicopa, y vende en la feria en Ventanas.
Solicita el crédito para la compra de insumos agrícolas y fertilizantes para el cultivo de maíz, arroz, cacao. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es comprarse un carro para el trabajo t un solar para hacer la casa.
Le gusta hacer deporte y descansar.
Previous Loan DetailsArmando Rigoberto P. A. is 29 years old. He lives with his common-law wife and their children in the city of Ventanas, in the Los Rios province. He has 2 children. The communal bank named "Jesus Loves Us" is located in the community of Los Amarillos in the city of Ventanas. This group is dedi... More from Armando Rigoberto's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid